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Get the experienced chiropractic support you need after a motor vehicle accident — treatments fully covered under Alberta’s MVA insurance protocol.
If you’ve been in a car accident in Calgary, you may feel overwhelmed, sore, or unsure of what to do next. Our chiropractic team is experienced in MVA injury recovery, whiplash treatment, and guiding patients through Alberta’s claims process so you can focus on healing—not paperwork.
Most patients qualify for up to 21 fully covered chiropractic treatments within the first 90 days.
What To Do After a Car Accident (Simple Checklist)
1. Book Your Initial Assessment
This is your first step. We assess your injuries, explain your MVA coverage, and start a personalized treatment plan for your car accident injuries.
2. Complete an AB-1 Form
Your adjuster may send this form to you, or you can complete it with our help at your first visit.
3. Begin Treatment Right Away
Chiropractic care, soft-tissue therapy, and rehab exercises can begin immediately and are fully covered under Alberta’s MVA protocol. The sooner you start treatment the better the outcomes.
4. We Handle All Paperwork & Direct Billing
We communicate with your adjuster, submit all required reports, and manage your billing so the process feels simple and stress-free.
Common Motor Vehicle Accident Injuries Chiropractors Treat
Even low-speed collisions can create significant stress on the muscles, joints, and nerves. We treat:
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Whiplash & Neck Pain
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Back Pain & Disc Injuries
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Shoulder & Mid-Back Injuries
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Headaches & Concussion-Related Pain
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Hip, Knee, and Joint Pain
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Soft Tissue Injuries (sprains/strains)Reduced Mobility & Stiffness
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Nerve Pain or Tingling
If you’re unsure what’s causing your symptoms, we provide a thorough assessment to all new patients and motor vehicle accident injuries to identify the exact source of your pain.
Your Coverage Under Alberta’s MVA Protocol
Under Section A (the “90-day protocol”), most patients are eligible for:
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Up to 21 chiropractic treatments
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Full coverage with no out-of-pocket cost
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90 days of approved treatment from the date of the accident
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After Day 90, additional care may be available under Section B. Your adjuster authorizes this based on your ongoing symptoms, and we provide all necessary clinical reports.
Quick Note:
Section A = standardized, fully covered care
Section B = extended care requiring insurer approval
How Our Calgary Clinic Supports Your Recovery
✔ Same-day or next-day appointments
✔ Chiropractors highly experienced in MVA and whiplash injury treatment
✔ Personalized care plans tailored to your symptoms and recovery goals
✔ Direct billing to all major insurance companies
✔ Step-by-step guidance through forms, reports, and the claims process
Early care after a car accident can reduce pain, restore mobility, and reduce potential long-term complications.
Why Choose Associate Chiropractic for MVA & Whiplash Care?
✔ Decades of combined experience treating car accident injuries
✔ A calm, supportive environment
✔ Clear explanations of your MVA forms, coverage, and next steps
✔ Reliable follow-through with adjusters and required documentation
✔ Success helping patients return to normal function after collisions
Common Car Accident Symptoms We Treat
You may benefit from chiropractic care if you’re experiencing:
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Neck pain or stiffness
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Whiplash-related symptoms
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Low back pain
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Shoulder/Wrist/Extremity Pain
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Headaches or concussion-related symptoms
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Reduced mobility
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Muscle tightness or spasms
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Radiating pain, tingling, or numbness in arms or legs
Even mild symptoms can worsen over time without early assessment.
We Will Work With Your Insurance to Help You
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After the initial 21 visits you are considered in Section B or "Out of Protocol"
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There are government-regulated maximums for some services, regardless of the number of treatments you have been approved:
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Chiropractic Care $1000
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Massage Therapy $350
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Acupuncture $350
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You have up to 2 years to use these benefits with an active treatment plan.
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Subject to change if the Insurance Injury Adjuster decides to discontinue care.
Frequently Asked Questions
1. Should I see a chiropractor after a car accident?
Yes. Many MVA injuries—especially whiplash and soft tissue damage—do not appear immediately. Early chiropractic care helps reduce inflammation, restore movement, and prevent chronic pain.
2. How soon after an accident should I get treatment?
Ideally within the first few days. Even if symptoms are mild or delayed, early assessment improves recovery outcomes and documentation.
3. Can chiropractic care help with whiplash?
Yes. Chiropractic treatment is highly effective for whiplash, helping restore neck mobility, reduce muscle tension, and address joint dysfunction caused by the collision.
4. Do I need a referral for chiropractic care after an accident?
No referral is required. You can book directly with our clinic after a motor vehicle accident.
5. Will chiropractic treatment be covered by insurance?
Yes! Under the Alberta MVA Protocol, chiropractic care is covered up to 21 visits. Our clinic assists with documentation and insurance coordination.
6. What if my pain started days or weeks after the accident?
Don't worry we can still help! Delayed symptoms are common after car accidents. It is still important to seek care, as untreated injuries can worsen over time.
At the Associate Chiropractic Clinic, our mission statement is:
“When you entrust us with your health, 2 things are at stake – your well-being and our reputation. We wouldn’t do anything to damage either one.”